Addressing Graciousness in Lending

Addressing Graciousness in Lending

Exodus 22: ²⁵ “If you lend money to any of My people who are poor among you, you shall not be like a moneylender to him; you shall not charge him interest. ²⁶ If you ever take your neighbor’s garment as a pledge, you shall return it to him before the sun goes down. ²⁷ For that is his only covering, it is his garment for his skin. What will he sleep in? And it will be that when he cries to Me, I will hear, for I am gracious.

 

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GOD continued speaking to Moses. This time HE spoke about lending.

 

My Observations:

• GOD gave the capability for people to raise money for themselves without HIS intervention and some people would be poor.
• Some poor people may need to borrow money or things from those who have more.
• GOD wants those who lend money or things, to be gracious and different than shrewd business people.

 

“If you lend” does not mean you have to lend. But if you do, then be gracious. The children of Israel had not been free for 430 years. Their mindset was on being in need versus being the one who lends. Since they did not have the mindset of a gracious lender, their only example may have been moneylenders who charge interest.

 

GOD takes it a step further. HE mentions if a person holds a garment as collateral, the lender should be gracious and give it back before sundown. Here, GOD goes into detail about graciousness. I believe HE is saying that if a person complains about the lender who holds his only garment as collateral, then GOD will listen to the borrower versus the lender. Why? Because GOD is gracious.

 

The condition is this is the person’s only garment. Something precious. We get a lot of insight about GOD in this set of rules. People will be poor. People will be wealthy. The way to please GOD is with graciousness on either side. GOD made us in HIS image. This means we have the capability to show grace, no matter what circumstance we are in.

 

Challenge

• Why does GOD remind Moses about HIS graciousness?
• Have you ever loaned someone money and acted worse than moneylenders?
• Have you self-examined your graciousness when it comes to borrowing or lending?